Pradhan Mantri Awas Yojana (PMAY) has been presented by Honorable Prime Minister, Narendra Modi on 1 June 2015. This plan will be actualized during 2015-2022. The vision of plan is to give lodging to financially poor segment of India or help individuals to purchase a home with the assistance of the open private area. Under this mission, moderate homes will be worked in picked urban areas and towns utilizing eco-accommodating development techniques to help the urban poor populace of India.
Goals of Pradhan Mantri Awas Yojana (PMAY):
- To give money related assistance to individuals who can't manage the cost of the whole cost of structure a private property.
- To offer houses to the Economically Weaker Sections (EWS) of the general public.
- To guarantee the poor segment of India that they can purchase their own home.
- Promotion of 'Reasonable Housing' for the flimsier area through credit connected appropriation.
- Rehabilitation of existing ghetto habitants with private division cooperation utilizing the land as an asset.
Striking highlights of Pradhan Mantri Awas Yojana (PMAY):
- Handicapped/Differently abled and senior residents will be the first inclination for ground floors allotments.
- Eco-accommodating and Durable advancements would be utilized for development.
- Subsidy financing cost is given at 6.5% on lodging credit for the term of 15 years to all the grantee.
- PMAY plot likewise helps in ladies strengthening by giving unique portion for ladies.
Qualification for Pradhan Mantri Awas Yojana (PMAY) plot:
Pradhan Mantri Awas Yojana (PMAY) Scheme is made for Low-Income Group families (LIG), Medium Income Group (MIG) families and Economically Weaker Section (EWS), likewise on the off chance that you satisfy the expressed qualification and if your family comprises of spouse, wife and unmarried youngsters you can profit the PMAY benefits. Besides, the individual who is applying ought not to claim a house either in his name or for the sake of any relative in any piece of India.
Pay Criteria:
The Income criteria are diverse for various gatherings, for example,
Monetarily Weaker Section (EWS): Peoples whose salary not as much as Rs. 3 lakhs go under the EWS classification.
Lower Income Group (LIG): Person with a yearly pay between Rs. 3 lakhs to Rs. 6 lakhs go under LIG gathering.
Medium Income Group (MIG1): Person whose pay between Rs 6 lakhs to Rs 18 lakhs will fall under the MIG1 classification. These individuals can profit credits of up to Rs.9 lakh for the development of a living arrangement.
Medium Income Group (MIG2): Persons whose pay between Rs 12 to Rs 18 lakhs will fall under the MIG2 classification. These individuals can get credits of up to Rs. 12 lakhs.
Minorities: Peoples from minority gathering like SC/ST/OBC will fall under minorities. To profit Pradhan Mantri Awas Yojana (PMAY) conspire they have to give significant position and salary declarations.
Ladies: Women's from EWS/LIG classes will be considered in the event that they apply for PMAY plot.
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